Income Planning

When major life events happen, such as birth, death, marriage, or divorce, it’s crucial that you have a relevant and updated estate plan. Estate planning is the preservation and distribution of your assets, both during your life and after death. It is accomplishing your personal and family goals, easing the management of your financial and legal affairs, and minimizing taxes if your estate is large enough for taxes to be of concern. 

When we talk about an estate, we mean all assets of any value you own, including real property, business interests, investments, insurance proceeds, personal property, and even your personal effects. An “estate plan,” generally, refers to how your estate is passed on to your loved ones on your death, as well as appointing others to act in the event you become incapacitated.

Take our 3.5-minute questionnaire to get your

free retirement and financial plan.


Learn about all your options when it comes to protection what matters the most. Learn about options like living benefits, waiver of premium, and many more.

Life Calculator

Answer a few simple questions to estimate the amount of life insurance coverage you need to take care of your family

This is an estimate only.


When you apply for life insurance, your life insurance application goes through a process called underwriting. Underwriting is when your insurance risk is evaluated. Approval and costs are based on your risk class.

Copyright 2023 Carolina Benefits Group All Rights Reserved. Privacy Policy.