Understanding financial concepts and money management can be intimidating, but it doesn’t need to be. At Carolina Benefits Group, we provide financial strategies that are easy to understand and more importantly, easy to execute so that you can begin securing your financial future today.
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Like all term life insurance policies, Family Life Insurance offers pure insurance protection. It does not build cash value like a permanent or whole life policy. Some policies can be converted to permanent insurance.
Protection for just pennies a day!
We all want to give our children an advantage in life. A whole life insurance policy for children that helps protect them and provide for their future.
A safe, secure and easy way to prepare for college.
A child life insurance policy can be n endowment life insurance policy with both guaranteed growth and the benefit of adult life insurance protection.
Features and Benefits
Insurance coverage amount automatically doubles during age 18
Builds cash value over time
Guaranteed future insurability as an adult
Choose a fixed monthly payment that fits your budget
Flexibility to use the money for college or anything else
Receive a guaranteed payment of $10,000 to $150,000 when your policy reaches maturity
While technically not part of retirement saving, obtaining long-term care insurance is indirectly an important part of protecting your nest egg and your children’s possible inheritances from the high cost of any nursing care you may eventually need. Now is the time to shop for long-term care insurance, while you are younger and healthy, so you can lock in more favorable rates.
Feature & Benefits
• Protect Your Assets and Maintain Your Lifestyle
• Maximize Your Options for Care
What is a mortgage life insurance?
Mortgage life insurance is a form of insurance specifically designed to protect a repayment mortgage. If the policyholder were to die while the mortgage life insurance was in force, the policy would pay out a capital sum that will be just sufficient to repay the outstanding mortgage.
Generally speaking, mortgage protection insurance will cover some or all of your monthly mortgage bill in the event that you lose your job or become disabled, for various lengths of time. Most of these policies will also pay off your entire loan should you pass away.